Meade County Bank

Business Banking

As a locally-owned bank ingrained within our community, we know Meade County business and we support Meade County business. Our business banking services are competitive because we believe by working together we can ensure continued growth for all local businesses, including your own.

See below to find the account type that is right for you, or give us a call and we’ll help you open your account today. 

Checking Accounts

Regular Business Checking

  • $25.00 minimum to open.
  • A service charge of $8.00 each month if the balance drops below $300 any day of the statement cycle. 

Additional Service Charges for Money Service Businesses (MSB) and Non-Bank Financial Institutions (NBFI):

  • The bank may assess a monthly service charge to be determined at the bank’s discretion.
  • This monthly service charge will be subject to change based on the account activity and monitoring.

Other Accounts and Services

Our Money Market Account offers you the ability to earn interest. We have created a tiered-rate account that rewards you with a higher rate of interest as your balance grows. 

  • $2,500.00 minimum to open.
  • A service charge of $10.00 each statement cycle if the balance drops below $2,500.00 any day of the statement cycle.
  • This account has five (5) interest rates that are applicable to specified balance levels.
  • Must maintain a minimum daily balance of $500 in the account each day to obtain the disclosed annual percentage yield.

A Certificate of Deposit (CD) is a safe and secure way to invest your money. Your return will be your original deposit, plus the interest you earn. The interest paid to you depends upon the current interest rate and the length of time you choose to leave your money on deposit

  • Maturity terms available from three months to 60 months.
  • Minimum to open varies depending upon term length.
  • Fixed interest rate on daily balance until maturity.
  • Interest will be compounded and credited to your account according to the terms of your certificate. You may receive interest by check or deposit to a checking or savings account if requested when opening the account.
  • Online Banking access to your certificate of deposits.
  • Ability to combine your certificate of deposit to your monthly checking account statement.

We offer Merchant Accounts!

Our Merchant Service Provider is Merchant’s Pact. For more information, please contact Greg Schlegel.

Greg Schlegel
Director of Sales
Phone: (502) 290.2218

Merchant PCI Compliance Program

Login to your merchant account and complete the necessary steps to become certified as compliant.

For assistance, you may contact Sysnet at 855.750.0747.


Our Cash Management Services are able to help businesses simply and efficiently manage their funds. Our customers depend on effective cash flow in order to maintain operations running smoothly. Meade County Bank provides services to help every business, regardless of size.

ACH – Deposit or receive funds with multi-user access from your office. Utilizing ACH deposits can make billing or payroll a breeze.  

Bill Pay – Be in control of your own payments. The Business Bill Pay program allows for you to run accounts payable from anywhere.

Merchant Capture – All of the convenience of a teller line in your office. Meade County Bank’s merchant capture program allows for you to deposit checks from your own desk.

Reciprocal Deposits – Would you like to access multi-million-dollar FDIC protection on your deposits, earn interest, and enjoy flexibility at the same time? Now you can through reciprocal deposits.

If you are interested in any of these great services, please contact your branch!

All current online banking customers have access to use Meade County Bank’s mobile banking via the MCB Go App. In order to access mobile banking, you must first sign into your online banking at least one time.

To download the mobile app, visit:

App Store

Google pay

With mobile banking, you have the convenience of viewing account balances and transaction history, transferring funds, and locating nearby branches or ATMs. You can also deposit checks and pay bills on the go! Whether you want to download the app, use our mobile web browser, or simply receive text notifications, we have a mobile banking product that fits your needs. Our new enhanced mobile banking product is fully integrated with our online banking product and uses one convenient set of credentials to log in to either service.

Each Meade County Bank Business Banking account comes with free monthly statements, online banking, mobile banking, eStatements, bill pay and telephone banking. 

Meade County Bank is proud to offer several products and services to our customers. Some of these services come with various fees. Please be sure to review the Account Fee Schedule.


Online Banking & Bill Pay – Online Banking allows you to view the balance and print recent activity from each of your accounts.

eStatements – To save paper and time, you have the option to receive your statements via online banking. eStatements allow you to view, print and/or save your statements at your convenience.

Mobile Banking – Mobile Banking allows you to utilize the services of Online Banking from the convenience of your mobile device(s) through our iPhone and Android applications, and mobile browser-based banking.

Autobooks –  Autobooks is a tool for business customers that allows you to send invoices, accept payments and keep track of customers from inside online banking. More info on Autobooks. 

Credit Cards – Ask us about our Meade County Bank MasterCard credit card. This card can be used anywhere displaying the MasterCard logo. Credit Card applications are available on request. See a Meade County Bank customer service representative for an application, fees and interest rate.

Open an account with us.

Every business is different and we understand that. In order for us to provide the correct business banking account for you, we would like to encourage you to visit any of our convenient locations in order to speak with someone from our knowledgeable and friendly team.

Loan Applications

Consumer Real Estate

Business / Commercial Real Estate

Non-Real Estate

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